A New Wealth Management Dimension

Engineering Strategies

Planning — Administration — Compliance — Documentation
Coaching — Training — Marketing — Case Design

Business Entity Design
• Sub-S, C-Corp., LLC, PLC, FLP

Compensation Design
• Group Carve-Out
• Educational Assistance
• Executive Bonus
• Medical Expense Reimbursement
• Achievement Awards Programs
• Dependent Care
• Spending Accounts

Tax-Qualified Planning
• Pooled Employer Plan
• Money Purchase / Pension
• SIMPLE Plans / SEP/ 457
• Profit Sharing / 401k and 401A Plans
• Age Weighted, Cross-Tested,
• Cash Balance Funding
• Distribution Planning
• IRA Tax-Free Bailout

Planned Giving
• Charitable Capital Planning
• Remainder and Lead Trusts
• Gift Annuities
• Donor Advised Funds
• Supporting Organizations
• Pooled Income Trusts
• Leveraged IRA Giving
• Private Foundations 

Asset Protection
• Accounts Receivable Financing
• Offshore Planning
• Asset Protection Trusts

Deferred Compensation
• Wrap 401k
• Salary and Bonus Deferral
• SERPs and Excess Benefit Plans
• SAR Plans

Business Succession
• Valuation & IRS Chapter 14
• Stock Options Restrictive and Incentive
• Cross Purchase/Stock Redemption
• Qualified Small Business Stock
• Private Annuities

Estate Preservation
• Multiple Power Liquidity Trusts
• A-B-C Marital Trusts
• Family Limited Partnerships
• Generation Skipping
• Spousal Lifetime Access Trust

The Evolution of Wealth Engineering

In 1979, the Stanford Research Institute completed a survey of over 37,000 business owners and other successful individuals regarding how their financial needs were being satisfied. Those surveyed expressed the following frustrations:

  • The prepackaged services and products they were forced into.
  • The sales-intensive atmosphere surrounding those services and products.
  • The vast number of individuals, firms and institutions with which they were forced to deal.
  • The low competency level of the individuals providing those services and products.
  • The confusion and complexity of the products and services themselves.

What Did They Want?

A centralized source for the delivery of financial services and products that is competitively priced, understandable and custom designed while provided by competent, honest and multi-faceted advisors . . . financial solutions providers.

The Why

Bridge the GAPS between what Clients Receive and what they Desire from Wealth Managers

As illustrated By The Spectrem Group Research Chart Below*